Cover For Goods You Carry Or Are Responsible For

Goods in Transit Insurance helps protect your business against loss or damage to goods while they are being transported. For logistics, haulage and freight businesses, cover often needs to reflect legal liability, rather than the full value of the goods, depending on contractual responsibilities.

This insurance can be arranged to align with industry trading conditions, including RHA Conditions of Carriage, Freight Liability and CMR for international movements.

What’s Typically Covered

Loss or damage to goods while in transit

Theft from vehicles

Fire, collision or overturning

Loading and unloading risks

Goods owned by you and/or goods belonging to customers

Replacement or hire vehicle options

Cover is subject to policy terms, conditions, exclusions and limits.

Haulier’s & Freight Liability

For hauliers, logistics operators and freight handlers, insurance can be structured to cover liability accepted under contract, rather than full goods values.

Cover can be arranged for:

Haulier’s Liability under RHA Conditions of Carriage

Freight Liability, including non-vehicle handling risks

CMR Convention for international carriage of goods by road

UK-only or international transit

Subcontracted vehicles or third-party hauliers (where agreed)

Who It’s Suitable For

Haulage and logistics operators

Courier and delivery businesses

Freight forwarders and transport intermediaries

Pallet networks and linehaul operators

A Typical Claim Example

A logistics operator arranges onward transport for customer goods and temporarily stores them at a depot. The goods are damaged during handling prior to dispatch. Freight Liability insurance can respond to the claim in line with the operator’s contractual responsibilities and agreed liability limits

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Whether you operate a courier fleet or taxi business, our specialist insurance solutions are designed to keep you protected. Click below for your free quote.