Protection Against Claims Arising From Professional Services Or Advice

Directors’ & Officers’ Insurance helps protect the personal assets of directors, officers and senior managers if they are accused of wrongful acts in the course of managing the business. It can help cover legal defence costs, settlements and compensation claims, allowing business leaders to carry out their responsibilities with greater confidence.

For delivery, logistics and fleet-based companies, directors can face claims arising from a wide range of issues, including employment matters, regulatory investigations, health and safety concerns, contractual disputes and allegations of mismanagement. This cover provides valuable financial protection for those making important business decisions while helping to safeguard the long-term stability and reputation of your business.

What’s Typically Covered

Claims alleging wrongful acts by directors or officers

Defence and legal costs

Compensation awards and settlements

Employment practices claims (where included)

Regulatory investigation costs (where applicable)

Cover is subject to policy terms, conditions, exclusions and limits.

Who It’s Suitable For

Directors and officers of courier and delivery companies

Taxi and private hire fleet operators

Haulage and logistics businesses

Owner-managed and growing fleet businesses

A Typical Claim Example

A former employee brings a claim against the directors of a delivery company, alleging unfair dismissal and breach of employment procedures. Directors’ & Officers’ Insurance can cover the legal defence costs and any settlement, subject to policy terms.

Why this cover matters

Company directors have personal responsibilities and can be held personally liable for management decisions. Directors’ & Officers’ Insurance helps protect individuals against the financial impact of claims and supports confidence in decision-making.

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