ENGINEERING INSURANCE & INSPECTION

Cover And Inspection For Plant, Equipment And Machinery

Engineering Insurance helps protect your business against the breakdown, damage or failure of essential plant and machinery used in your day-to-day operations. For delivery, logistics and fleet-based businesses, this can include vehicle lifts, loading equipment, compressors, tail lifts, workshop equipment and other machinery that keeps your operation running efficiently. Unexpected failures can result in costly repairs, downtime and disruption, making this cover an important part of protecting your business.

Engineering Inspection is a key element of this cover, helping businesses meet statutory inspection requirements for certain items of plant and equipment. Regular inspections support legal compliance, improve workplace safety and can identify potential issues before they become more serious, helping to keep your operations running smoothly and reducing the risk of unexpected breakdowns.

What’s Typically Covered

Sudden and unforeseen breakdown of machinery

Damage to insured plant and equipment

Mechanical or electrical failure

Associated repair or replacement costs

Optional business interruption following breakdown

Cover applies subject to policy terms, conditions, exclusions and limits.

Engineering Inspection (Statutory & Non-Statutory)

Inspection services can be arranged to help meet legal obligations and support safe operation of equipment.

Inspections can include:

Lifting equipment (e.g. vehicle lifts, cranes, tail lifts)

Pressure systems (e.g. air compressors, pressure vessels)

LOLER and PSSR inspections

Certification and inspection reports

Who It’s Suitable For

Courier and delivery companies with depots or workshops

Haulage and logistics operators

Fleet operators maintaining vehicles in-house

Businesses using lifting or pressure equipment

A Typical Claim Example

A vehicle lift in a fleet maintenance workshop suffers a mechanical failure, causing damage and requiring specialist repairs. Engineering Insurance can cover the repair costs, while engineering inspection helps ensure equipment is maintained and inspected in line with legal requirements.

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Whether you operate a courier fleet or taxi business, our specialist insurance solutions are designed to keep you protected. Click below for your free quote.