Cover and inspection for plant, equipment and machinery
Engineering Insurance is designed to protect businesses against the breakdown, damage or failure of plant and machinery used in day-to-day operations. For delivery and logistics businesses, this often includes equipment such as vehicle lifts, loading equipment, compressors and other operational machinery.
Engineering Inspection is a key element of this cover and helps businesses meet statutory inspection requirements for certain items of plant and equipment.
What’s typically covered
- Sudden and unforeseen breakdown of machinery
- Damage to insured plant and equipment
- Mechanical or electrical failure
- Associated repair or replacement costs
- Optional business interruption following breakdown
Cover applies subject to policy terms, conditions, exclusions and limits.
Engineering Inspection (Statutory & Non-Statutory)
Inspection services can be arranged to help meet legal obligations and support safe operation of equipment.
Inspections can include:
- Lifting equipment (e.g. vehicle lifts, cranes, tail lifts)
- Pressure systems (e.g. air compressors, pressure vessels)
- LOLER and PSSR inspections
- Certification and inspection reports
Who it’s suitable for
- Courier and delivery companies with depots or workshops
- Haulage and logistics operators
- Fleet operators maintaining vehicles in-house
- Businesses using lifting or pressure equipment
Claim example
A vehicle lift in a fleet maintenance workshop suffers a mechanical failure, causing damage and requiring specialist repairs. Engineering Insurance can cover the repair costs, while engineering inspection helps ensure equipment is maintained and inspected in line with legal requirements.