Protection against claims arising from professional services or advice
Professional Indemnity Insurance helps protect your business if a client alleges that your professional services, advice or failure to perform have caused them a financial loss.
For delivery, logistics and transport-related businesses, this cover can be important where services extend beyond physical transportation, such as contract management, route planning, fulfilment services or administration carried out on behalf of customers.
What’s typically covered
- Claims arising from professional negligence
- Errors or omissions in the services you provide
- Breach of professional duty
- Legal defence costs
- Compensation awards or settlements
Cover applies subject to policy terms, conditions, exclusions and limits.
Who it’s suitable for
- Logistics and transport operators providing managed services
- Courier companies offering fulfilment or administrative services
- Businesses providing consultancy, planning or contract support
- Operators working under service level agreements (SLAs)
Claim example
A logistics company is contracted to manage delivery scheduling and route planning for a customer. An error in planning results in missed delivery deadlines and financial loss for the client. A claim is made alleging professional negligence. Professional Indemnity Insurance can respond to the claim, covering defence costs and any compensation awarded.
Why this cover matters
Professional Indemnity claims can arise even where no physical damage or injury has occurred. This cover helps protect your business from the financial impact of allegations relating to the services you provide and supports contractual and client requirements